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Order Your Credit Report Today!

Just like a mechanic needs to see a car in person to diagnose the problem, a qualified credit specialist must review your personal credit reports and scores to determine the right path forward. There is no one-size-fits-all solution when it comes to credit repair.

With today’s rising inflation and economic uncertainty, credit is more important than ever. Poor credit can limit your ability to purchase a home, buy a vehicle, secure favorable financing, or even qualify for certain career opportunities.

Order Your Credit Report

Let's Get You Scheduled To Speak With a Specialist in the next 24hrs

Your Personal Credit Analysis explains why poor credit costs, shows all derogatory, personal records, full report of current credit, and credit card utilization. Let us walk you through your Credit Report showing you how we can accomplish your goals for Higher Credit together.  Simply Click Get Started today to order your Monthly 3-Bureau Credit Reports and Credit Scores for only $15.99!  You only need the Credit Basics package for your credit consultation. when you click Order Report. Choose the Credit Basics package.

Knowing how to manage your credit is vital, and it could cost you if you are uninformed. There are a lot of self help pages and videos on Youtube that you can just skim through to find information about any aspect of credit. However the difference is that we have first hand experience with all aspects of these tactics and tricks.  Knowledge is power, and you deserve to know how to empower yourself through a good understanding of how credit really works. We will take you step by step through reading and understanding your reports, education, credit card management strategies, approval processes, assistance with applications, building business credit and much more!

We will be your FICO score specialist’s helping you gain access to The 700+ Group

Frank A. Clark

 

“Many folks think they aren’t good at earning money, when what they don’t know is how to use it.”

Frank A. Clark

Antoine de Saint-Exupéry

 

A goal without a plan, is just a wish.

Eleanor Roosevelt

 

The future belongs to those who believe in the beauty of their dreams.

Benjamin Franklin

 

An investment in knowledge pays the best interest

Johann Wolfgang von Goethe

 

Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time

Why Credit Counts

Leverage

Having good credit gives you leverage you need to make good financing decisions.

Home Purchases

Your credit plays a vital part in your ability to not only purchase a home, but also how much home you can purchase.

Auto Purchases

When buying a car there are a lot of factors that your credit plays into.  It affects how much you ultimately spend.

Learn More

Experienced Agents You Can Trust

Our Credit Specialist's have over 20 years of experience in the industry. We will not only help you Clean and Rebuild your Credit, but will leave you the lifetime knowledge to continue to thrive.

Resources

Years of Experience

Satisfied Clients

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Let us help you TODAY!!

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We Got You Covered. Don't Get Caught Off Guard

Instead of guessing what your credit can do for you and your life, let us show you. We have over 20 years of experience in rebuilding and repairing client's credit. We not only specialize in personal credit, but we also build business credit. Ask us today how we can grow your future.

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Borrowing Limit

Your Borrowing limit is the amount that lenders have entrusted you with to pay back. The borrowing limit helps balance your debt to income ratio, as well as keep your credit healthy.

Becoming Aware

Being aware of how credit works is vital.  Late payments can be the difference between approval and denial.  High credit card balances hurt your score. Being knowledgeable about these things will save you MONEY.

Age of Accounts

Building your Credit Profile is one of the most important things you can do to maintain your credit health. The age of accounts is the years of established history that you have on your credit profile.

Debt to Income Ratio

Having a high debt to income ratio can cause detrimental damage to your financial and credit life. Lenders use DTI to measure your ability to manage the monthly payments to repay the money you plan to borrow.

Our Client's

Good job!

Thanks very much for all of the help and information

Eddie

Thanks for the info

I really enjoy talking  to them!  They never charged me for talking to me, and answering my questions.  I needed to rebuild my credit, and I really just had questions to help me connect the dots on how credit rebuilding works.  Just from advice and tips I was able to improve my score 100 points in like 2 months.

Sandy

I learned how to maximize my score to the best potential

They really know there stuff. I started out at mid 400s. They showed me all the free services and some that cost a little, by the time I was 45 days in my score Jumped over 85 Points!!! Highly recommend

Cory

Thank You!

I am so glad I was able to find them.  I thought I had really bad credit and they were able to show me what I was missing to get my points up.   They also told me the truth about how disputes work.  Truth is that I didn’t have to do many disputes to start building credit.  I was never able to get a credit limit higher than $300!  Now I have a $3000 limit!  So excited

Paula

Good teamwork

I felt like I was on the team.  Great advice all of the time I was given, and now I’m able to understand more about credit than I understood before.  I actually know how it works now.

Tristen

Very Knowledgeable Company

After years of not knowing how to use my credit and frankly being ashamed of the fact that I had no idea what it meant. I finally reached out to a company my friend highly recommended. They not only cleaned my credit and helped me build accounts in my name, but also left me the knowledge to continue to have the best credit possible. They will be in my list of contacts for the rest of my life. Just in case i need them again. Thank you so much, You have changed my view on life and helped me feel more confident.”

Chris

I got my car!

I was so excited when I was able to drive off the lot with a new car. I never have had a car loan of my own.  It was a great feeling.  I thought my credit was bad, but what I learned was that I just did not know how to manage my credit profile.  Shane and Mary really educated me for life.

Jamie

Thanks Shane

I was a little hesitant on working with a credit repair company. I have worked with other companies and got results, but never really got where I wanted to be.  At the time I did not know really what credit was all about.  The difference I have now is of course my credit score, but more of the education and building that they helped me with.  I now can almost predict what my score is going to be.

The education is what I needed!

When I met The 700 Group my credit was not horrible.  I did have alot of medical bills, and I already had credit cards but did not know how to properly use them.  Throughout the process they were able to help me clean up alot of those medical bills, but more importantly educated me on how to avoid getting new medical debt reporting on my credit.  They taught me how to manage my credit card balances to manipulate my score when I needed some extra points.  They taught me so much info about the application process when applying for credit and how that works.  I was able to build my credit even stronger without taking a bunch of credit inquiries.  Before I had no idea how much inquiries matter, and how powerful each inquiry really is in regards to approvals and points.

Toni

Keep up the good work

I have been in contact with Shane off and on since 2005.  He always is ready to help. When I first called in I was in the process of obtaining my first mortgage.  We accomplished that, and then I never looked back.  He was able to teach me alot, but also helped me do many other things.  I have started several businesses since I met him, and also know now how to keep my scores high.  When I call now I am just looking to make a move, and I value his opinion so much that I feel safer when we go through it together.  I appreciate you Shane!

Gregg

I am grateful

As a college student and a future business man its important to me that I know how to work my personal finances. After meeting with The 700 Group I now know that I have the knowledge to continue to work my credit to my best advantage.

Zach

Longterm Client

I have worked with The 700 Group for over 4 years off and on continuing to build my credit. Once the items were properly addressed I have been able focus on learning and building. I have worked with other companies in the past and never had the support and satisfaction that I get with this company. They quickly respond and are always willing to help even when its out of their normal realm of services. They always seem to have a referral who can help! A-1 Company!! I highly recommend.

Jasmine

I finally got approved for a high limit card!

I have struggled all of my life to get any sort of card with over a $1500 limit.  I did not know what was holding me back.  The 700 Group showed me all of the ins and outs of why I was not getting approved, and furthermore helped obtain me exactly what I had been looking for.  I already had decent credit.  I had no idea of the power of being over 720!  The crazy thing is that I had a lot of that potential already.  They were able to get me approved for 2 excellent credit cards with great perks.  I was approved for $19,000 with Bank of America, and $15,000 from a credit union.

Tyrone

This company is amazing!

I have worked with The 700 Group for about 12 months now.  They helped me clean up my credit, and started establishing me some new credit.  At first I was able to get only $300 limits, but they reassured me that it is a process and certain things needed to be in place before approvals like I was expecting could be done.  I had some family that they advised me to utilize in helping me show higher limit cards.  My dad put me on 2 high limit cards with little to no balance and excellent history.  That coupled with 3 of my owns accounts really started changing things in regards to approvals.  By month 6 I had 3 of my own cards.  The highest limit was $1000.  By month 9 I had moved into our new home, and reached out to find out the next move I should make.  Their team obtained me a credit card with Discover for $8000 limit.  They also turned around immediately and got us approved for a $13,000 Chase Disney account!  They taught me how to manage my credit cards, what to look for in perks, and how to utilize the perks.  It’s been a great journey so far!

Tasha

Put You & Your Family in Good Hands

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Credit is LIFE and LIFE is Family

 

BUSINESS hours

M-F: 9 am - 6 pm

Email

ASKMEHOW@THE700GROUP.COM

Phone

(817) 523-8948

 

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