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Knowing which credit bureau banks/lenders pull

There are many factors that play a part in how companies approve you for credit. Some use only one bureau and some use all three. The amount you owe on existing debts is also at play. Before you ever apply you have to consider the different FICO versions they may be...

What to know before applying

Applying for Credit can be intimidating. When you are trying to build credit to reach goals for your personal life or business, being approved or denied can mean a whole lot. Before you apply for any credit cards you should review your credit reports and score to make...

Do you know the Credit Laws?

There are many laws that protect consumers as well as Credit Lenders alike. Knowing your rights can help you to always know the right tactic to take. Reviewing your credit profile is an easy way to stay on top of what items your credit report is made up of. Being able...