Calculate Ideal Credit Percentages To Keep Card Balances At
Keeping your credit card balances under 30% of the limit can keep your score healthier. Once the balances exceed 30% the scores will start being affected greatly. The higher the balance compared to the limit, the lower the score. The good news is this is a temporary drop as long as you intend to pay them down. Use our Free credit card calulator below by entering a credit card limit of one of your credit cards. Once you hit Calculate it will show you what the balance would need to be to be kept at 30%. The ideal spot would be more like 10%.
