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There are many factors that play a part in how companies approve you for credit. Some use only one bureau and some use all three. The amount you owe on existing debts is also at play. Before you ever apply you have to consider the different FICO versions they may be looking at.  The main different versions are Mortgage, Auto, Credit Cards(Bank Card). 

To get a better idea of what each bank is looking for I use Credit Boards and Google. Credit Boards is a good credit information website.  It has a page called “Credit Pulls” that allows users to add information they used when applying for credit in addition to being able to search data based on user approvals, bureaus, states applied in and score at the time of approval or denial. its an information based site that allows you to look up very specific details in order to view more information about the credit lender. You can also find a lot of information on google or any other search engine for banks that pull specific bureaus, score requirements and much more.